Rates 
Online Loan Application
HOME EQUITY LOANS: MLO 612402
5 YEARS PRIME
RATE or 3.25% whichever is higher
7 YEARS PRIME
RATE + .75 or 4.00% whichever is higher
15 YEARS PRIME RATE + 2.00
or 5.25% whichever is higher
| New Auto Rates starting as low
as |
| Term |
APR |
| 36 MONTHS |
4.99% |
| 48 MONTHS |
5.75% |
| 60 MONTHS |
6.25% |
| 72 MONTHS |
6.99% |
| AUTO LOAN
REFINANCING |
UP TO THE VALUE OF THE CAR OR
CURRENT LOAN BALANCE. |
| 36 MONTHS |
5.99% |
| 48 MONTHS |
6.99% |
| 60 MONTHS |
7.25% |
| Used Auto Loans - Up to 100% of NADA Retail Value |
Term |
Rates
Start At |
| STARTING AT |
36 MONTHS |
5.99% |
| STARTING AT |
48 MONTHS |
6.99% |
| STARTING AT |
60 MONTHS |
7.25% |
| New Boat Loans |
Term |
Rate |
| 70% Financing |
60 Months |
13.00% |
| Motorcycle Loans |
Term |
Rate |
| New - Rates & Terms depend on type of
bike |
|
|
| Used - 70% Financing |
48 Months |
13.00% |
| Other Loans |
Term |
Rate |
| Unsecured - $8,000.00 max |
36 Months |
8.99 % - 16.99% |
| Share Draft Protection |
Open-End |
16.00% |
| Promotional Loans |
Call for Details |
Dividend Rates
Rates for 4th Quarter 2011
| Dividend Rates |
APY* |
|
| Regular Shares |
1.10% |
Dividends earned on accounts with an average
daily balance of $100.00 - 9,999.99 |
| Regular Shares |
1.25% |
Dividends earned on accounts with an average daily balance
of $10,000 or more |
| Share Draft Checking |
.85% |
Dividends earned on accounts with an average
daily balance of $1000.00 or more |
| IRA Savings |
2.50% |
Minimum balance $25.00 |
| Club Accounts |
1.10% |
No Minimum balance |
* Annual Percentage Yield
Certificate Rates and IRA Certificate Rates Effective 01/09/2012
| Term Share Certificate* |
Rate |
Rate |
| Minimum Deposit |
500.00 |
100,000.00 |
| 3 Month |
.50% |
.60% |
| 6 Month |
.65% |
.75% |
| 12 Month |
.80% |
.90% |
| 24 Month |
1.00% |
1.10% |
| 36 Month |
1.35% |
1.45% |
| 60 Month |
1.85% |
1.95% |
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